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cup of tea 8:23 Wed Mar 7
PPI Success
...6 weeks ago made a speculative claim for loans/credit cards I had around 15 years ago

...Got in from work an hour ago to find 4 envelopes from RBS on the mat

...4 letters with claim upheld/redress/our offer to you

...Total owed to me to be paid within 28 days 7,166.32p

THANK YOU VERY MUCH

Anyone else had PPI success?

Replies - Newest Posts First (Show In Chronological Order)

Glenn Roeder 6:37 Fri Jul 20
Re: PPI Success
Fivetide - I used the tool on moneysavingexpert, the run the initial contact with the bank and then the bank contacted me directly after that. After I answered their questions I had £1558 in my account twelve days later.

There was no charge nor percentage paid to the company on MSE.

Briano 6:36 Fri Jul 20
Re: PPI Success
Fivetide

http://www.financial-ombudsman.org.uk/ppi/index.html

Fill it in will take all of 5 minutes

I got six letters back saying no

Lucky 7

Fivetide 6:28 Fri Jul 20
Re: PPI Success
Gladstone Brookes seems to have spent the most money on search engine optimisation, so I guess they win.

Dr Moose 6:10 Fri Jul 20
Re: PPI Success
Five,

All you do is write a letter, the bank does all the searching, they then send the questionnaire or write to you politely telling you to do one or a cheque will be in the post for £xxxxx

Fivetide 6:06 Fri Jul 20
Re: PPI Success
Yes. I understand.

But that's never the question I'm asking.

Which is, if I *did* choose to pay a percentage to a middleman for them to do the contacting and searching for me, which one is likely to do the best job to get their pound of the flesh? Whcih one will try and unearth loans, cards and credit agreements long forgotten about?

The answer is always: Why use a PPI firm? You can do it yourself and not pay a fee. Yup, I know.

I know for example, that I could do my tax return myself and save some cash. But I don't, and instead use that time to earn the money to pay the accountant.

I KNOW it's a shitty feckless attitude, but are any of them better than any other? And if so, which one is considered to be the most thorough in getting the biggest sum for their clients from which to cut their percentage from?

Just wondered. It's either ask peopl with actual expereince of these firms, or Google.

Dr Moose 5:58 Fri Jul 20
Re: PPI Success
Fivetide 5:55 Fri Jul 20

The companies will still send you a questionnaire to fill in, you might as well just write the banks with the details asking them to check. they'll either do it or ask you till fill in their questionnaire. Either way you'll have to pick up a pen or type and answer questions. Why give a company 25% just to write a letter?

Fivetide 5:55 Fri Jul 20
Re: PPI Success
I would do this but cannot be arsed to do it myself, and whenever you say "I know you can fill in forms etc... yourself, but can someone just tell me a fair and thorough claims company to do it for me?" you just get told "Do it yourself you lazy fuck." I'm sure that attitude is warranted on some level, but you know, ask someone to recommend a travel agent or an accoutant or something and you just get an answer..

yeah, yeah, I know, do it yourself you lazy fuck...

Briano 5:39 Fri Jul 20
Re: PPI Success
Top man COT

Did the forms to the Ombudsman, got a cheque this morning four an a half grand for a card taken out in 1999

Dr Moose 5:04 Wed May 30
Re: PPI Success
Grumpster 4:05 Wed May 30

You can ask them to re investigate under the Plevin ruling and subsequent FCA rule changes in terms of unfair relationship if the original payout didn't include the commission the banks made selling the policies or they didn't tell you they would be getting commission.

Grumpster 4:05 Wed May 30
Re: PPI Success
Sorry, I didn't see that you'd gone via a PPI company, I was talking about the banks directly.

Guessing it depends how many people go through the company.

And if you've claimed before, you can't claim twice on the same loans etc I don't believe, so if they've said once before, it was because you didn't take out PPI and not because they didn't fancy paying what was owed.

Manip 1:44 Wed May 30
Re: PPI Success
Does it matter if you have claimed before, or sent claims in with more than one company at once?

Manip 1:39 Wed May 30
Re: PPI Success
3 months! Bugger. :(

Takashi Miike 1:32 Wed May 30
Re: PPI Success
really grumps? the firm i contacted said 2026 :.)

Grumpster 1:30 Wed May 30
Re: PPI Success
Within 3 months I'd say manip.

Took HSBC 13/14 weeks to give me my wedge, where as the missus had hers from Lloyds after about 5.

As HSBC are one of the worst banks in the world, it stood to reason they were slow.

Takashi Miike 1:21 Wed May 30
Re: PPI Success
normally about eight years

Manip 1:21 Wed May 30
Re: PPI Success
A good 2 months ago, maybe even 3 I sent off my details to a PPI company, yesterday they rang me to say I had PPI on a Barclays loan. They took a few employment details from me and sent in the claim to Barclays.

How long should I expect to wait before getting the settlement?

Cheezey Bell-End 7:17 Wed May 23
Re: PPI Success
joyo 2:36 Wed May 23

It's almost what I pay for a business class return airfare, so probably plenty. Does that give you a thrill you snivelling little weasel?

bubbleblower 2:47 Wed May 23
Re: PPI Success
Got a grand back from barclaycard. Still not heard from HSBC yet. They've had their 8 weeks. Time for another letter.

joyo 2:36 Wed May 23
Re: PPI Success
How many ladyboy brasses will benefit from your final settlement sleazy Bell End?

TeVaz 11:46 Tue May 22
Re: PPI Success
Had a letter from The Halifax the other day saying I may be due a refund over an old loan . When I phoned they said I had been “ treated unfairly “ by being given a loan when I was in financial difficulty and were refunding me interest and fees for the 3 years of the loan ! Fair play to them for that !

Cheezey Bell-End 10:33 Tue May 22
Re: PPI Success
After seeing this thread, I thought I would try my luck over a credit card I had for about 3 years, and spent 5 years paying off until 2014.. I no longer do credit cards..

Today got a letter back offering a final settlement of 1,220..

Nice one. Thanks for starting this thread!

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